Monday 16 November, Money & Work

Modern architectural house with red-and-white 'HOUSE FOR RENT' sign displayed on wooden-clad contemporary residence.

91% love their neighbourhood but only 33% can afford to live

A survey found 58% of Canberrans report expenses rising faster than income, and 37% have experienced financial stress.

Reported by region.com.au

Why it matters

The city stays liveable but many households are cutting basics to survive. A growing gap has opened between quality of life and financial survival.

Key facts

91.3 percent
Rate neighbourhood liveable
33.3 percent
Believe costs affordable
58.2 percent
Expenses outpace income
12.4 percent
Ran out of food
  • The contrast is stark: while 91% of Canberrans rate their neighbourhood as liveable, just 33% believe living costs are affordable.
  • The University of Canberra's 2025 survey revealed 58% say expenses are outpacing their pay.
  • Financial strain forces hard choices: residents cut heating, switch to cheaper food, skip doctor visits and delay medication.
  • More than one in 10 respondents (12.4%) ran out of food with no money to buy more.
  • Two interest rate cuts in 2025 briefly helped wellbeing, but the survey warns that 2026's rate rises may undo those gains.
  • The strain falls hardest on people aged 30 to 49, parents, renters and those with disabilities.

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